2021-2022 Catalog

Tuition Payment Plan

Student billing statements may be viewed in the student ePortal at http://charlie.cumberland.edu/estudent/login.asp. Click on “My Ledger” under the Admin tab, and be sure to select the appropriate term (in the profile tab). The student billing statement will include tuition and fee charges, housing charges (if student is living on campus), and pending financial aid. (Please note that estimated loan amount is the amount available. If you have estimated loans, you must see Financial Aid (MH-103) to accept loans and complete loan paperwork before you can make a payment or payment arrangements). Make sure all classes (check “My Schedule” on your ePortal) and all charges on “My Ledger” are correct.

Payment or Payment Arrangements
Payment or payment arrangements must be made before the published deadlines, to avoid a late fee or your schedule dropped. Registration will not be complete and students cannot attend classes until all tuition and fees are paid in US funds, or, appropriate payment arrangements have been made in the Business Office. All students must have all charges paid or appropriate payment arrangements made prior to moving into a residence hall, participating in academic or athletic activities and functions, or receiving other University privileges.

Payments may be made online by credit card, debit card, or electronic check in your ePortal http://charlie.cumberland.edu/estudent/login.asp by clicking the “Confirm Enrollment” button on your ledger. Payments may also be made in person to the Business Office in Memorial Hall, Rooms 109A, 109E, and 109F. Checks should be made payable to Cumberland University and include the student’s University ID number on the face of the check.The University also accepts VISA, MasterCard, American Express, and Discover credit or debit cards.

Monthly Payments
Students may make monthly payments by enrolling in the payment plan. Contracts may be completed online in the student CAMS ePortal. Payments are automatically withdrawn from a checking or savings account, or charged to a credit or debit card (a convenience fee will be charged for credit or debit cards) on the 5th or the 20th of each month. An enrollment fee of $35 per semester is automatically processed at the time of enrollment. The sooner students enroll in the payment plan, the more options available for payment. Students must have all balances paid before the end of each semester.

Third Party Promissory Note

CU also offers a deferred payment plan to those students whose employer/responsible party has agreed to pay for their classes. Each semester students must sign a third party promissory note stating the employer/responsible party will pay the balance on completion of classes at the end of the semester. These students must also submit a signed statement each semester from their employer on company letterhead, outlining the amount the employer will pay and the requirements (GPA, number of credit hours, etc). Contact the Business Office at studentbilling@cumberland.edu to arrange for this payment option. Students with a balance of more than one semester will not be permitted to register for further classes until the account is paid.

How to Enroll in Electronic Refunds
Please enroll in Direct Deposit eRefunds. All student refunds are issued via an EFT (electronic funds transfer) for FASTER AND SAFER refunds. Student refunds can deposit into a checking or savings account. You will need the bank routing number and checking or savings account number. NOTE: eRefunds cannot deposit to a credit or debit card. However, if you have a debit card, you do have a checking account number.

How to Enroll
1. Log into your student CAMS ePortal
2. Select MY EFT under the Admin tab
3. Select name icon top right
4. Select direct deposit refunds
5. Follow the prompts to complete the process

Important Reminders
Once enrolled, all refunds payable to the student will deposit into the bank account entered. This will continue each semester. It is not necessary to enroll every semester.
Students are responsible for keeping banking information updated and accurate. Change in banking information will need to be updated through the same MY EFT link on CAMS.
The Business Office does NOT have access to your ePortal account or bank account information. You will remain enrolled in direct deposit until you withdraw from the process. You may withdraw from direct deposit at any time through the MY EFT link on CAMS. If you change your name after enrolling in EFT, please email studentbilling@cumberland.edu to have your name updated.
NOTE: Refunds to parents cannot be processed via direct deposit.

Disclosure Statement
Should any pending credit to a student’s account fail to materialize or (for any other reason) a balance due results, the student is responsible for the balance. In the event the account remains unpaid and is referred to a collection agency, the student will also be responsible for all collection agency fees and/or attorney fees associated with collections.